// BLOG
Stuff to do in Tucson this Weekend
February 25, 2011
- Last Weekend for The Tucson Rodeo
Spend the weekend at the Tucson Rodeo grounds checking out the Junior Rodeo and the ProRodeo Competition. Tickets run from $17 to $26 depending on the event and can be purchased online or at the gate. www.tucsonrodeo.com
- World Golf Championships
If a few days out on the greens is your idea of a perfect weekend… then this weekend was made for you! The Ritz Carlton Golf Club, Dove Mountain is hosting the internationally televised World Championships – Accenture Match Play Championships. Gates are open from 9AM to 6PM on Friday, 8:30AM to 6PM on Saturday, and 6:30AM to 6PM on Sunday. For parking or shuttle info, a detailed event schedule, or tickets go to: www.pgatour.com
- “Fresh Paint” Fundraising event at UofA
Come browse the originals of more than 100 donated pieces by emerging artist in this one-day fundraising event benefiting the University of Arizona Museum of Art. The event features a Silent Auction and Live Auction full of unique works of art! Tickets are $60 per person and include fabulous food, fun music and socializing with the Fresh Paint artists! Go to www.artmuseum.arizona.edu for more info!
Monthly Credit Tip
February 7, 2011
We are frequently asked how to take full advantage of using a credit card. How much do I charge? Do I need to carry a balance? When does my credit balance report? Are just a few examples.
When it comes to credit cards and how to use them there are a few rules of thumb.
– Charge less than 30% of the limit
– Credit cards only report once a month and will report depending on when a billing cycle ends
– Carrying a balance and paying interest will not help increase a score
– You only need to charge 1$ per month to generate credit reporting activity
The biggest advice we can offer when you have a question is to call us. Mike Morgan, Peoples Mortgage 520.954.7686.
Short Sale Facts as They Pertain to Mortgages
September 16, 2010
You’ve probably heard a lot about short sales lately but we wanted to share some interesting facts with you about qualifying for a new mortgage if you have done a short sale.
A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property’s loan. The Bank has to agree to settle for less than the amount owed but this option allows a seller to avoid foreclosure.
What many people may not know is that it is possible to buy another home once you have done a short sale. If your short sale is due to relocating perhaps in the event of a job change there is no waiting period to qualify for a new FHA loan. If you intend to stay in the same area you can qualify for a new FHA loan 12 months after your short sale. This is providing that you did not have an FHA or VA loan on the property that you sold through short sale.
There are other options too with VA and conventional loans. Each situation is somewhat unique so we would be happy to discuss your individual situation with you if you have questions. Call Mike today at 520.954.7686.
Refinance Applications Increase Nationwide
August 19, 2010
The Mortgage Bankers Association confirms that refinance applications rose 17 percent from a week ago, lifting the percentage of refis as part of the total mortgage market to its highest level since January 2009.
Don’t miss out on the opportunity to take advantage of all time low mortgage rates. Call Mike Morgan at Peoples Mortgage today at 954-7686.
Looking for Something Fun to do in Tucson this Weekend?
August 13, 2010
Why not try one of these fun filled events?
Grab your swimsuit, towel, and a picnic blanket, and head over to the Tucson Racquet and fitness Club for a family picnic benefiting EEF, the Education Enrichment Foundation. The cost of $12 for adults and $5 for kids includes a delicious picnic dinner, live music by Still Cruisin’, and a night of family fun. Visit them online at www.eeftucson.org
Don’t miss the exciting FREE street performances of everything from Beat Boy Acrobatics to Bag Pipers at Tucson’s 2nd Saturdays Downtown! There will be plenty of arts and crafts vendors and downtown business specials! To check out the schedule of events, see where the free parking lots are, or see merchant specials… visit them online at: www.2ndsaturdaysdowntown.com.
